A Guide To Quickly Selling Your House In The UK

Selling your property quickly is the aim of many people who currently have their house on the market, but when the market conditions are not at their best it becomes more difficult to find a buyer says David Sessford of Topcashoffer.co.uk.

“The government has recently launched its Help To Buy scheme aimed at assisting those looking to buy a home by paying the initial deposit, but none the less many are still finding it difficult to find a buyer quickly.” said David.


The Conservative government has tried to give the economy a boost by its new Help To Buy scheme which on the surface seems a great deal for anyone wanting to buy a house for the first time, or is looking to buy a house for other financial reasons such as those who wish to rent it out. But the question arises whether this will work as many of the banks are still suffering from the crash of 2007 and are reluctant to lend the money to those with a bad credit history. On top of this, those who are approved may still fall foul of the recession by failing to maintain their re-payments meaning that once again we could be heading for second, potentially larger property bubble than the last.

Let us not though for a moment be so pessimistic and look to how one can still quickly find a buyer no matter the current state of the economy.

The key here is to offer buyer’s a unique incentive. The Help To Buy scheme really comes into its own here as you the vendor can offer potential buyers what’s known as a gifted deposit which works by you putting your home on the market at 5% higher than the actual value of the property, and when the person comes to view the house, you can ask if they are using the scheme (most are, it is available to everyone, even those looking to purchase a second home or to just rent one out) and when they do you can say well if you put in an offer, you would be prepared to knock 5% off the asking price, which when combined with the 5% given to them by the government means that they will be being offered a huge 10% discount on the home.

A second way of offering an incentive would be you being prepared to cover all the legal fees associated with buying a property, such as the estate agent’s fees and the solicitor’s fees etc. By offering such great deals the potential buyer thinks that if you are offering it to them then you will be offering it to the other people who come to look at your house and so feel more inclined to put in an offer quickly so as not to miss out. You’re doing this makes your offer much more attractive than the other people who are selling homes just like yours in the area meaning that they will both be saving money by acting quickly plus have some extra cash left over for things such as redecoration, or even a enough for them to buy a new car or a family holiday abroad.

A third option if selling your home quickly is a priority is by approaching one of the increasingly popular cash buying companies who don’t need a mortgage, nor are part of a chain. They have the money in the bank and so can complete the sale in often as little as seven days. Use caution however as by being able to pay quickly, they also tend to offer home owners less than the true market value, sometimes by as much as twenty-five per cent. One benefit however is that these cash buying companies or individuals pay all of the associated legal costs, so depending upon how much your property is worth, this may prove to be not such a bad deal, especially considering the speed in which the entire buying process can be carried out.

Using a Quick Sale Agent to sell your home fast

If you are currently trying to sell a property, and need to sell it fast you may have considered using a fast house sale agency to sell your home for you. A number of these types of companies are arising on the internet in different shapes and forms, and below we have highlighted the types of quick sale you can expect.

Fast sale estate agents.

Fast estate agents are generally just online types of estate agents, the offer you a potential quick house sale. The reason we say potential is that it is not guaranteed. What a fast sale estate agent will generally do is list your home on the open market, for a reduced price. This is no way guarantees you a ‘fast sale’ however it is a route to market that some homeowners choose. With the estate agent being online based it is generally up to the seller to do most of the work – for example viewings, dealing with buyers etc. This is not a guaranteed ‘quick sale’ and the chances are you will be looking at around 3-6 months from the date you list to the actual sale going through. Your buyer will likely still need to get a mortgage and may also be in a chain which will delay things even further.

Investment companies.

Investment companies generally try to sell your property quickly to investors. These investors may be cash buyers, but as a general rule are buying on mortgages – which are more stringent to apply for than a regular home sale mortgage. Again, this all takes time, and if you are looking to sell fast this could delay things. Investor types sales are not guaranteed and you will be relying heavily on the investor firstly attaining credit, and secondly not getting cold feet at the last minute.

Cash buying firms.

The only true way of selling quickly is for cash, which you can find from a genuine cash buying firm. These types of firms are very rare (even though there are many companies advertising that they pay cash for properties). The truth of the matter is in the UK there are only a handful of genuine cash buying companies that have the funds readily available to purchase property for cash! To find out if a company is genuine is fairly straightforward. What you need to do is ask them! Ask if they have proof of funds to purchase your home quickly for fast cash, and make sure they aren’t dealing with mortgages.

There are other ways you can check up on a cash buying firm, and that is to check if they are registered with TPOS (The property ombudsmen). This doesn’t guarantee that they are cash buyers however it does show some level of professionalism from the company you are dealing with.

For further advice on dealing with fast house sale companies, we recommend you take a look at the following articles:




Remember if you want to sell your property for fast cash, and need to sell your home quickly in the UK – the only way of doing so is to use a genuine cash buying firm.

Decorating A Bathroom On A Budget

When it comes to selling property quickly there are two rooms in a house which really help the sale to progress. The bathroom and kitchen are by far the two most important elements of a home, and be the difference between a property selling quickly and a property which sits on the market for a long time. As a designer and property enthusiast there is nothing better than seeing something old and dilapidated turned into something beautiful, and redesigning a bathroom is a room which you can make a lot of small changes but get a huge impact.

When it comes to remodelling a bathroom it’s not all about blowing your budget on a new bathroom suite or a fancy shower, the simple matter is that you can do things on a shoe string budget and still have maximum effect. The first thing to do with any bathroom is to look and take note of any immediately visible deteriorating factors. This could be paint that is going a bit murky in colour, or a small patch of mould or even as small as dirty grout in the tiles.

Remember if you are looking to flip a property for investment, or trying to sell your house quickly for whatever other reason, you need to keep your costs down. Once you have your list of minor repairs go to work on them! If it’s dirty grout, a simple scratch away and re-grout is  far less expensive than a complete re-tile of a bathroom. Sometimes you can even get away with using a steam cleaner on tile grout and it bring them up as good as new.

Remember to leave painting until last as it’s a room that going to get wet! When you are choosing paint colours remember that smaller bathrooms will work better with lighter colours, and it will create a feeling of space. If you have a bigger bathroom to work with try using tonal colours to emphasis certain walls. You can play about with dark colours and light ones to see what works best and where.

If the flooring in your bathroom needs replaced we would always recommend you go for a ceramic tile. The reason being is that wood swells with water, and carpet gets damp. With ceramic tiles they are not only relatively cheap to buy and fit, they are also very practical in a bathroom environment.

Make sure you give your bathroom a good overall finish, and focus your efforts on presenting the bathroom well. As mentioned earlier it could be the difference between finding a buyer for your property and not!

Flipping Property. The Do’s and Don’ts!

Flipping property, or buying property with a view of selling it off again quickly is not a straightforward task – and a good investor will know all of the ‘do’s’ and ‘dont’s’ already. However if you are a first time investor, and looking to purchase your first property to flip, these fact’s provided by time-served investors will prove essential to you. These simple facts may also provide some insight for experienced investors alike, and shouldn’t be neglected. Our investors have been practising property flips for years, and come across all types of difficulties along the way. There are not many websites out there where you will find this valuable information freely displayed for your reading!


Top tip 1. Location, location, location! Where you buy property, be it for your own home, a buy-to-let or to flip is essentially the biggest decision that you will make. Buying a property in the wrong neighbourhood can be a disaster, especially if you are looking to flip. No matter how well you refurbish a property if it is in a bad neighbourhood – you will struggle to sell and make a profit. We always recommend that you ask estate agents what particular streets are like before considering investing in that area. Remember, the art of flipping is to buy and sell the house quickly, so you want a good area where turn around for sales is high.

Top tip 2. Remember your budget! Don’t forget about your budget, and be accurate with what you are spending and realistic with your returns. If you buy a property that isn’t hugely behind market value, and then carry out a full refurbishment on it – the chances are that that extra spending will eat into your profits from the sale. Also don’t forget about legal fees, they need to all be calculated into your budget. Forgetting a budget is a disaster waiting to happen if you are flipping a property. The goal of a property flip is to buy and sell as quickly as you can, and without a property structured budget in place you will struggle to make a profit from your investment.

Top tip 3. Goal planning works! Always make sure you set goals, and stick to them. If you have a clear plan of what you intend to get done by what date it will help you get the project completed in sufficient time. This is essential when it comes to flipping property as the old saying goes “time is money”!

Top tip 4. Don’t forget the outside! The exterior of your property is just as important as the interior, and neglecting the look of your home from the outside can have serious consequences when it comes to attracting buyers. When you are looking to quickly flip property the idea is to generate as much potential interest in your home as you can. Having the right look on the outside of your home is important, as when it comes to listing on Rightmove for example, you want your property to stand out from the rest.

Top tip 5. Cut costs where possible. Don’t overspend on a flip property, as it is sometimes not necessary. For example if you have purchased a 2 bed semi detached house in Durham, you do not need to put in a jacuzzi hot tub, or granite worktops. The simple fact is the property doesn’t justify having such lavish styling – and you can get away with cheaper alternatives to attain a bigger profit. Sometimes it is inevitable to put some money into lavish furnishings, especially if it is a property which can justify it, however you need to think always about your selling price and flipping your property as fast as you can.

The property investment real estate market is a strange market, and you need to fully understand the potential pitfalls to avoid unnecessary expenses in the first instance.

Quitting The Rat Race To Become A Property Expert

Real estate, property and investment are 3 words that go hand in hand and making a dream living from property investing is the goal of every landlord or property investor. There are many ways in which property investors make an income, whether it is buy to let, buying and selling on the open market, refurbishment or buying off plan, everyone has one goal in mind – and that is leaving the ‘rat race’ and becoming a property professional full time. However, doing that is easier said than done. As a general rule below are the outlined methods to becoming a successful real estate investor.

Buying to rent

Buying a property to rent it out or often known as buy-to-let is one of the safest and most traditional methods of investing in property. Most landlords look for a discounted property either at auction or on the open market, give it a light refurbishment, and then put tenants in. Obviously depending on the area the property is in, and it’s value the amount of return (or yield) from each property can differ drastically. For example a one bedroomed flat in Sunderland, North East of England may only attain a rental return of £80 per week. However the same flat in London would get £800 per week! Area is everything when it comes to rental demand, and making sure you buy in the right rental area is crucial for your investment return.

Little house and european money isolated over white.

Property Investment Guide In The UK

Many investors have different views on buy-to-let. Some investors prefer to buy lower value property, in worse areas where unemployment is high. Recently the BBC ran a documentary about landlords buying in poor areas, and an increasing trend of landlords prefer DSS payments from tenants. DSS payments are what the government provide towards housing for those who are unemployed. The reason why some landlords prefer DSS tenants to paying tenants is simple, the rent is guaranteed!

The chances of a DSS tenant wanting to move is also slim, as property is very difficult to attain and a DSS tenant will not be able to save up the deposit needed to buy a home.

Rent to rent

Rent to rent investment is a fairly new strategy whereby an investor takes on an existing rental property (usually needing refurbishment), and sub-lets that property with the owners consent. For example, if a landlord has a 4 bedroom house in Leeds city centre which is currently unoccupied with a rental value of £450, the investor can come along, put a bit of money into getting the property up to standard and convert that property into an HMO (house of multiple occupancy). The landlord receives his rent of £450 per month from the investor, however the investor rents each of the 4 bedrooms out at £110 per week. This means in one week the investor is covering the landlords rental demand, and the 3 other weeks of the month the investor keeps the remainder as profit. This is a very good investment strategy if you can find a landlord willing to do this. The downside to HMO investment is that there are often a lot more repairs to do than a traditional buy to let.

Property flipping

Flipping a property is very straightforward and one of the most simplest investment strategies. In this circumstance, the investor buys a property in need of repair, and usually at a considerable discount to market value. The investor then puts money into the property to bring it up to standard, and proceeds to list it again on the open market for full asking price. The difference between price acquire plus refurbishment cost, and the sale price is the investors profit. This is probably the most common strategy when it comes to investing in property.

Holiday home investment

Caravans and holiday homes have always been a steady investment strategy especially if you buy in the right area which is popular with tourists. If you have a strong way of marketing your holiday home, and it is on a good site with plenty of attractions, or in an area which is in high demand, you really can’t fail with this method. The downside to caravans over holiday homes is the rate of depreciation that they suffer. This is something to bare in mind, as some caravan parks have a limit on the age of a caravan.